Finance your solar roof & heat pump

Finance your solar system, heat pump, insulation or new windows with a personal loan from LEND. Apply easily online and repay flexibly.

CHF

Amount

Months

Term

Insurance portion (What is it?)

	Best rate	Max. rate
Interest	4.30%	9.96%
Monthly Rate	881	897
Insurance portion	33	34

Request now

See your forecast interest rate already during the application.

The effective interest rate is between 4.30% and 9.96% and is dependent on your credit score and selected loan term. The repayment period is a minimum of 12 months and a maximum of 84 months. For a loan of CHF 10’000 and 12 months the interest cost and fees range between CHF 179.65 and CHF 358.33. The total sum is thus between CHF 10'179.65 and CHF 10'358.33. The grant of a loan is prohibited if it leads to the over-indebtedness of the consumer (Art. 3 UWG).

Your benefits with your energy loan

Illustration einer Stoppuhr mit Häkchen in der Mitte, daneben Bewegungslinien für Schnelligkeit. Die Illustration steht für eine schnelle Bearbeitung der Kreditunterlagen.

Apply online in just a few steps

Submit your loan application online. LEND reviews your information and prepares a personal loan offer tailored to your needs.

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Low interest rates

Finance your energy renovation with attractive interest rates from 4.3%. No bank involved. Borrow directly from private investors.

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Predictable monthly payments

Repay your project with fixed monthly instalments and keep your savings available for unexpected expenses.

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Flexible financing

Combine several renovation measures in a single loan, for example a solar PV system, battery storage and a heat pump.

What does a home energy renovation cost?

The cost depends on your property, the chosen system, the products and the installation. The table below provides indicative costs for a typical single-family home in Switzerland. Request several quotes for your project and allow for a contingency of 10% to 15%.

Calculate your financing

Project	Typical cost
Solar PV system	CHF 20'000 to 35'000
Solar PV system with battery storage	CHF 30'000 to 50'000
Heat pump	CHF 30'000 to 50'000
Window replacement	CHF 20'000 to 40'000
Roof renovation and insulation	CHF 50'000 to 100'000
Complete home energy renovation	CHF 80'000 to 200'000

Costs vary depending on the property, the scope of work and the region. The figures shown are intended as a general guide.

Why a loan for your home energy renovation?

Start your renovation right away instead of waiting until you have saved enough.

Government subsidies can be received later.

Keep your savings as a financial reserve.

Finance multiple projects with a single loan.

You can finance these energy renovations

The loan is suitable for individual measures or a complete renovation project.

Solar PV and battery storage

Solar panels, inverter, installation, battery storage and EV charging station.

Heat pump and heating system

Heat pump, hot water tank, pipework, removal of the existing heating system and electrical upgrades.

Insulation, windows and roof renovation

Roof, façade, basement ceiling, windows, doors and other improvements to the building envelope.

How to get your energy loan

1. Choose your loan amount and repayment term

Decide how much you need for your renovation project and choose a repayment term that suits you (12 to 84 months).

2. Submit your application online

Enter your personal details and upload the required documents.

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3. Receive your funds

Once your loan agreement has been signed, the funds are paid out and you can start your renovation project.

Frequently asked questions about financing solar systems, heat pumps and other energy projects

Yes. You can use government subsidies or tax savings separately. Your loan application is assessed based on your personal financial situation.

Yes. You can finance your renovation project immediately without waiting for subsidy payments. Government subsidies or tax savings can later be used for your project or to repay the loan.

Personal loans generally do not require a mortgage or property as collateral. Approval depends on your creditworthiness and affordability.

Yes. You can combine different invoices and stages of your renovation project into a single loan.

We offer personal loans from CHF 10,000 to CHF 200,000. The approved amount depends on the credit assessment. If a larger amount is required, subordinated financing secured by a mortgage may also be an option.

Yes. You can repay all or part of your loan early at any time. This reduces both the repayment term and the total interest costs.