Fair, transparent and low interest rates.

And what is your loan like?

Loan amount
CHF 5’000
12 Months
Insurance (
Interest Rate from 3.50% to 9.80%
Insurance 17 17

Monthly Rate 440 451

The effective interest rate is between 3.50% and 9.80% and is dependent on your credit score and selected loan term. For a loan of CHF 10’000.- and 12 months the interest cost and fees range between CHF 190.60 and CHF 515.34. The total sum is thus between CHF 10’190.60 and CHF 10’515.34. The grant of a loan is prohibited if it leads to the over-indebtedness of the consumer (Art. 3 UWG).

Good reasons for a loan with LEND

Reliable lending decisions

Fill out application - receive and select offers - sign contract and send in documents - receive money

Low interest rates

Crowdfunding allows attractive interest rates starting at 3.5%. No bank, person-to-person, with complete discretion for all our clients.

Transparent fees

No hidden fees and no special charges for early repayment.

Customized loans

Individual loans from CHF 5,000. Terms between 12 and 72 months.

How can LEND support you?

Find the right loan for your personal project – customized to your needs.

Your personal loan – request a non-binding offer now!

Clear advantages

LEND arranges loans in an uncomplicated, discreet and efficient way – directly between investors and borrowers. Since LEND does not provide any capital of its own, there are no expensive capital costs as is common with banks.

Thanks to our transparent fees and online access, our clients have maximum control over their financial situation.

LEND combines total confidentiality for our customers with the advantage of lower rates of the crowdfunding model. LEND (Switzerlend AG) is contractual partner of both borrowers and lenders. All payments are made from LEND and to LEND.

Our customer service representatives are available for questions and thanks to the personal dashboard, customers have full control of their financial situation, in real-time.

100% discretion

Eligibility criteria

Swiss residents with permanent employment in Switzerland may apply for a loan with LEND. Our strict underwriting process validates the creditworthiness of all applicants, pulling all relevant data from debt collection agencies and the credit bureau (ZEK). 

The interest rate offered, and the loan amount depend on the credit check and the selected loan term, and can only be determined after a complete check.

Applying for a loan with LEND is free of charge. You only pay an origination fee if your loan is financed through our platform. The origination fee for our services amounts between 0.2 and 1% (annually) of the total loan amount. This fee is charged for the entire period of the loan and is deducted from the initial loan payout. 

For example, a loan of CHF 10’000 for 36 months and score B has an annual fee of CHF 80 for 36 months which amounts to a total fee of CHF 240. So, the borrower will receive a loan payout of CHF 9’760. The origination fee is part of the effective interest rate. Thanks to these moderate fees, our interest rates are very competitive.

Transparent fees