The fair loan for your business.

Individual financing solutions for Swiss SMEs.

CHF 25’000
12 Months
Interestfrom 4.90%to 9.90%

Monthly Rate2’1392’197

The fees are 0.8% - 1.5% per annum, depending on the risk score.

Customized loans

LEND's SME loans offer small and medium-sized enterprises a simple and flexible financing alternative to traditional bank loans – at attractive terms.

Fast & Flexible

Get an individual loan adjusted to your situation. No matter if SME or self-employed.

Low Interest Rates

Benefit from attractive interest rates from 4.5% thanks to crowdlending - entirely without a bank.

Easy & Comfortable

Use our online platform and always stay up-to-date thanks to our clear dashboard.

Personal Consultation

Our consultation is as individual as your loan requirements. You are welcome to contact us at any time – we are here for you.

That's how simple it works

Loan Request

Complete the application in 3 steps and send us the necessary documents.

Review & Financing

We will assess your documents within 48 hours. After a successful examination, your request for financing will be placed on our platform.


After successfully completing the financing and signing the necessary contracts, we will transfer the amount to your account.

Your individual loan – get a non-binding offer now!

Clear advantages

LEND arranges loans in an uncomplicated, discreet and efficient way – directly between investors and borrowers. Since LEND does not provide any capital of its own, there are no expensive capital costs as is common with banks.

Thanks to our transparent fees and online access, our clients have maximum control over their financial situation.

You want to invest in the growth of your company, renew your machinery or finance operating resources? Then a SME loan via LEND is the right choice.

Together, we will find the financing solution adjusted to your needs.

Customized loan-solutions

Eligibility criteria

Swiss or Liechtenstein companies with most of their assets in Switzerland, annual revenues of more than CHF 100,000, at least two audited annual financial statements and no outstanding debts can apply for SME loans from LEND.

The interest rate offered, and the loan amount depend on the credit check and the selected loan term, and can only be determined after a complete check.

Applying for a loan with LEND is free of charge. You only pay an origination fee if your loan is financed through our platform. The origination fee will be based on your creditworthiness score and will range from 0.8% to 1.5% (annually) of the total loan amount. This fee is charged for the entire period of the loan and is deducted from the initial loan payout.

For example, a loan of CHF 25’000 for 36 months with an A+ score has an annual fee of CHF 200 which amounts to a total fee of CHF 600. So, the borrower will receive a loan payout of CHF 24’400. Thanks to these moderate fees, our interest rates are very competitive.

Transparent fees

Flexible repayment

The business loan at LEND is tailored to you and your company. You therefore have the choice of how you want to repay your business loan:


Same monthly rate for the entire term.

Each monthly payment consists of a principal repayment and interest portion. Since each payment reduces the outstanding principal, the interest portion decreases and the repayment portion increases over time.


Quarterly interest payments and annual amortization.

With each amortization payment, the remaining principal is reduced and therefore the periodic interest amount also decreases.


Quarterly interest payments and repayment at end-of-term.

With the so called Bullet Loan (fixed loan), you pay quarterly interest and the repayment is only due at the end of the term in one bullet payment.

Low interest business loans – making finance fair for you!