The fair loan for your business.
Individual financing solutions for Swiss SMEs.
The effective interest rate is between 4.50% and 10.95% and is dependent on your credit score and selected loan term. The repayment period is a minimum of 12 months and a maximum of 84 months. For a loan of CHF 10’000.- and 12 months the interest cost and fees range between CHF 239.05 and CHF 568.25. The total sum is thus between CHF 10'239.05 and CHF 10'568.25. The grant of a loan is prohibited if it leads to the over-indebtedness of the consumer (Art. 3 UWG)
Customized loans
LEND's SME loans offer small and medium-sized enterprises a simple and flexible financing alternative to traditional bank loans – at attractive terms.
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Fast & Flexible
Get an individual loan adjusted to your situation. No matter if SME or self-employed.
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Low Interest Rates
Benefit from attractive interest rates from 4.5% thanks to crowdlending - entirely without a bank.
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Easy & Comfortable
Use our online platform and always stay up-to-date thanks to our clear dashboard.
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Personal Consultation
Our consultation is as individual as your loan requirements. You are welcome to contact us at any time – we are here for you.
That's how simple it works
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Loan Request
Complete the application in 3 steps and send us the necessary documents.
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Review & Financing
We will assess your documents within 48 hours. After a successful examination, your request for financing will be placed on our platform.
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Payout
After successfully completing the financing and signing the necessary contracts, we will transfer the amount to your account.
Clear advantages
LEND arranges loans in an uncomplicated, discreet and efficient way – directly between investors and borrowers. Since LEND does not provide any capital of its own, there are no expensive capital costs as is common with banks.
Thanks to our transparent fees and online access, our clients have maximum control over their financial situation.
You want to invest in the growth of your company, renew your machinery or finance operating resources? Then a SME loan via LEND is the right choice.
Together, we will find the financing solution adjusted to your needs.
Customized loan-solutions
Eligibility criteria
Swiss or Liechtenstein companies with most of their assets in Switzerland, annual revenues of more than CHF 100,000, at least two audited annual financial statements and no outstanding debts can apply for SME loans from LEND.
The interest rate offered, and the loan amount depend on the credit check and the selected loan term, and can only be determined after a complete check.
Applying for a loan with LEND is free of charge. You only pay an origination fee if your loan is financed through our platform. The origination fee will be based on your creditworthiness score and will range from 0.7% to 1.25% (annually) of the total loan amount. This fee is charged for the entire period of the loan and is deducted from the initial loan payout.
For example, a loan of CHF 25’000 for 36 months with an A+ score has an annual fee of CHF 175 which amounts to a total fee of CHF 525. So, the borrower will receive a loan payout of CHF 24’475. Thanks to these moderate fees, our interest rates are very competitive.