Your home loan with LEND

Is it finally time to make your dream of an own home come true?

Your dream house, apartment, mountain home or finca at the beach - with a tailored loan you can become a homeowner. Read on to learn how this is possible even without a mortgage.

Renovated house with annex financed with a home loan.

Whenever you plan to buy a house or apartment or when you have a renovation coming up, the first thing you usually have to do is go speak to a bank. And what that means you probably know: you showcase your new home, the banker values your house lower, asks for numerous documents and wants the funding to be secured. Is there an easier way? Of course!

Real estate financing with a housing loan

Normally you would finance your new house or apartment with a mortgage. However, a home loan may be the better alternative.

CHF 10’000
12 Months
Insurance (What is it?)
Interestfrom 4.50%to 10.95%

Monthly Rate881904

The effective interest rate is between 4.50% and 10.95% and is dependent on your credit score and selected loan term. The repayment period is a minimum of 12 months and a maximum of 84 months. For a loan of CHF 10’000 and 12 months the interest cost and fees range between CHF 175.82 and CHF 439.17. The total sum is thus between CHF 10’175.82 and CHF 10’439.17. The grant of a loan is prohibited if it leads to the over-indebtedness of the consumer (Art. 3 UWG).

Our customers appreciate the simple and transparent process to receive a LEND loan that they can use for an investment into real estate.
A housing loan without a mortgage is possible with LEND.
Low rates from4.5%

Because funding your new property on the basis of a personal loan has many advantages:

  1. Applying for a loan is simple: an appraisal entry into the property registry is not not necessary - we assess your creditworthiness and your loan terms based on other criteria such as your income. So there is no need for a lengthy application process.

  2. Borrowers who own a house are welcome! Generally, property owners show best payment behaviour and therefore will be offered the best rates with favourable terms and conditions.

  3. You can choose the term of your home loan. You are free to pay it back early or refinance it with a new better loan. And that for free at any time.

  4. With a home loan you are not limited to purchasing real estate in Switzerland. If your dream is to buy a Finca in Spain or your parents’ home on the Croatian coast and not that Swiss mountain home or city apartment, that is not a problem. A home loan gives you the possibility to purchase property abroad. Or you can start with that long awaited renovation to preserve the value of your house. Or, of course, you can finance that relocation. You are not obliged to use the funds for a specific purpose.

For the purchase of a house abroad or an upcoming renovation a loan from LEND is a flexible and cost-efficient financial solution.

Finance your house, apartment, renovation or moving with LEND

With LEND it is possible to get prompt funding in a straightforward process for the purchase of your home or flat. You decide freely which loan amount and loan term is right for you and the project you have planned. You have full flexibility on many aspects of your loan.

Our investors will fund your loan project. And experience shows that they prefer home owners which means that you will be able to benefit from lower interest rates. And you can do this with little to no bureaucracy.

We have a lot of experience at LEND with financing real estate. Please talk to us if you have questions or would like to refinance an existing home loan at more favourable terms. We are happy to support you and guarantee to work in a transparent way and meet on a level playing field.

How many renters vs. Owners are there in Switzerland?

Low interest real estate loans – making finance fair for you!