Unemployment Insurance

With LEND, borrowers can insure their monthly instalments against the risks of unemployment, death and disability. In the event of an insurance claim, our insurance partner Helvetia continues to pay the monthly instalment for up to 12 months (in the case of unemployment and disability) or reimburses the outstanding residual debt (in the case of death). The payment protection insurance therefore significantly reduces the probability of a payment default.

The premium for the instalment protection with LEND is 3.979% of the monthly instalment and is paid as part of the monthly instalment.

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