Loan Portfolio

In the financial world, a portfolio is a bundling of assets. Building a portfolio is usually part of an investment strategy to reduce the risks of financial investments by spreading them (diversification).

On LEND, investors can create a "credit portfolio". This means they can build up a "collection" of different credit projects with which they regularly earn returns. Since capital is constantly being repaid by way of the debtor's monthly instalments, the investor can make further investments and thus diversify the portfolio even more (personal loans, company loans, mortgages or different credit scores).