Loan Intermediaries
Loan intermediaries are private individuals or companies that professionally broker loan agreements between lenders and borrowers. Other terms for this activity include credit agency or loan broker.
The loan intermediary acts as a link between the two parties, offering the borrower their extensive knowledge of the credit market and, ideally, obtaining the loan with the best conditions for them. The intermediary receives a commission for this. In practice, this means: You are looking for a loan and, faced with the endless and complex offers, you ask yourself: ‘Where can I get the cheapest loan?’ After all, small differences in interest rates can mean considerable additional costs over long terms and for large loan amounts. The loan intermediary steps in as a service provider and takes over the loan search and the comparison of the many offers – without affecting the creditworthiness of the person searching for the loan because of too many loan inquiries.
A licence from the canton is required to broker consumer loans.
Loan intermediaries can also offer crowdlending loans. However, our loan application is extremely simple and our conditions are unbeatably favourable. Simply request a loan offer online!