Register online and confirm your email address. Then complete your personal information and verify your identity in your LEND account.
With our partner ‘sealID’, you can verify your identify online in just a few minutes. All you need is your smartphone and an ID document.
You select the loan projects that suit your needs. For every loan project listed, we provide detailed information that enables you to build a truly personalized, individual portfolio.
We require your bank details to process payments. If a loan project is successfully financed, we transfer the investors‘ money to the borrower's account. Conversely, we transfer the borrower's payments back to the investors’ bank accounts.
The term of your investment is the same as that of the loan and is specified for each loan project. However, borrowers can repay early, which means that your investment will also be repaid early.
Investors pay an annual fee of 1.00% of their total investment. This fee is deducted from the payments of the borrower before transferring to investor. An investor who invests CHF 1’000 for 36 months pays an annual fee of CHF 10.
Find out all about how we work, data protection, security and how to register with LEND.
Find out how to apply for a loan, how repayment works, what fees arise and what you need to bear in mind.