As a borrower for a personal loan, send us a certified copy of your passport, your ID and/or your foreign national identification card ("Ausländerausweis").
For a business loan, as an owner you send us a certified copy of your passport, your ID and/or your foreign national identification card ("Ausländerausweis") and for the company you send us a certified commercial registration. Alternatively, you can make an identification payment of CHF 5 from your personal Swiss bank account and company Swiss bank account to us.
As a lender, you have two options.
IDNow - with the click of a button we transfer you to our partner IDnow who will identify you all online in a few minutes. All you need is your smartphone and ID/passport; or
ID and control payment - you upload a copy of your passport/ID and make an identification payment of the CHF 5.00 from your bank account. We then reconcile the payment information with the identification document. Done.