For personal loans, you will be identified online when you sign the loan agreement electronically. For mortgages, identification is carried out either in person or via a certified copy of your ID. For business loans, we also require an extract from the commercial register.

For investors, there are three options:

1. Online identification – With one click, you will be directed to our partner sealID, who will identify you online within a few minutes.

2. ID and verification payment – Upload a copy of your passport/ID in your LEND account and make a verification payment of CHF 1 from your bank account.

3. Certified copy of ID – Send us a certified copy of your passport/ID.

We require the account details to process all payments between borrowers and investors. Specifically, we require the account details of borrowers and investors in order to disburse loans and transfer repayments to investors.