As a borrower for a personal loan, send us a certified copy of your passport, your ID and/or your foreign national identification card ("Ausländerausweis").

For a business loan, as an owner you send us a certified copy of your passport, your ID and/or your foreign national identification card ("Ausländerausweis") and for the company you send us a certified commercial registration. Alternatively, you can make an identification payment of CHF 5 from your personal Swiss bank account and company Swiss bank account to us.

As a lender, you have two options.

1. IDNow - with the click of a button we transfer you to our partner IDnow who will identify you all online in a few minutes. All you need is your smartphone and ID/passport; or

2. ID and control payment - you upload a copy of your passport/ID and make an identification payment of the CHF 5.00 from your bank account. We then reconcile the payment information with the identification document. Done.

Bank account details are required for the processing of all payments. When a loan is successfully funded, we transfer the the money of our lenders to the borrower's bank account. And the monthly payments from the borrower we transfer to the lender's bank account in the same fashion.