• Important Points
  • Applying for a Loan
  • Loan Repayment
  • Fees
Are loans immediately amortized?

Personal loans are immediately amortizing. Business loans have varying amortization models.

How and when do I make payments on my loan?

Payments are due monthly and you will receive an electronic bill from LEND at the end of the month. Bills are accessible through your LEND dashboard, but we will also send the bill to you via email. In order to avoid any gaps in your payments and the ensuing late fees, we suggest you create a recurring payment order ("Dauerauftrag") with your bank.

What happens if I miss a payment?

If you fail to make a payment by the due date, you are automatically in default with no further notification. We will send payment reminders for which we charge an additional fee. In addition, we may take legal action against you. We are entitled to terminate your loan contract under certain conditions.

Can I pay back my loan ahead of schedule?

Yes. You can pay off the remainder of your loan before the end of the contracted loan term, please refer to the fee schedule for early repayments.

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General Questions

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