• Important Points
  • Applying for a Loan
  • Loan Repayment
  • Fees
Which fees must I pay as a borrower?

Registering as a borrower and creating a loan project is free. After your loan project is successfully funded you pay an annual score based fee of 0.63-1% of the total loan amount. This fee is charged for the entire term of the loan and deducted from the initial loan payout. For example, a loan of CHF 20’000 with score A+ for 36 months has an annual fee of CHF 126, i.e. a total fee of CHF 126 * 3 years = CHF 378. The actual pay out is therefore CHF 20’000 - CHF 378 = CHF 19’622.

As a borrower you should also protect your monthly payments with our Partner Helvetia Versicherungen against the risks of unemployment, death and inability to work. The insurance premium is a percentage of the monthly rate and will be invoiced as part of it. For example, if you lose your job due to a restructuring, Helvetia will pay your monthly rate for 12 months. This should be sufficient time for you to get back on your feet.

Which services are free?

The following services at LEND are free

  • Registration and account management

  • Creating, verifying and publishing a loan project

How do I pay fees?

Your fees are deducted directly from the initial loan payout. Insurance premiums are added automatically to your monthly rate.

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General Questions

Find out all about how we work, data protection, security and how to register with LEND.


Find out everything about investing with LEND, how your investments are secured and what fees apply.