The following services at LEND are free
Registration and account management
Creating, verifying and publishing a loan project
Registering as a borrower and creating a loan project is free. After your loan project is successfully funded you pay an annual score based fee of 0.20-1% of the total loan amount. This fee is charged for the entire term of the loan and deducted from the initial loan payout. For example, a loan of CHF 10’000 with score B for 36 months has an annual fee of CHF 80, i.e. a total fee of CHF 80 * 3 years = CHF 240. The actual pay out is therefore CHF 10’000 - CHF 240 = CHF 9’760.
As a borrower you should also protect your monthly payments with our Partner Helvetia Versicherungen against the risks of unemployment, death and inability to work. The insurance premium is a percentage of the monthly rate and will be invoiced as part of it. For example, if you lose your job due to a restructuring, Helvetia will pay your monthly rate for 12 months. This should be sufficient time for you to get back on your feet.
The following services at LEND are free
Registration and account management
Creating, verifying and publishing a loan project
Your fees are deducted directly from the initial loan payout. Insurance premiums are added automatically to your monthly rate.
Find out all about how we work, data protection, security and how to register with LEND.
Find out everything about investing with LEND, how your investments are secured and what fees apply.