Borrowers

Important Points
Applying for a Loan
Loan Repayment
Fees
Which fees must I pay as a borrower?

Registering as a borrower and placing a loan request are free of charge. After your loan project is successfully funded you pay an annual score based fee. This fee is charged for the entire term of the loan and deducted from the initial loan payout.
For more information, please consult our fee schedule.

As a borrower you should also protect your monthly payments with our Partner Helvetia Versicherungen against the risks of unemployment, death and inability to work. The insurance premium is a percentage of the monthly rate and will be invoiced as part of it. For example, if you lose your job due to a restructuring, Helvetia will pay your monthly rate for 12 months. This should be sufficient time for you to get back on your feet.

Which services are free?

The following services at LEND are free

  • Registration and account management

  • Creating, verifying and publishing a loan project

How do I pay fees?

Your fees are deducted directly from the initial loan payout. Insurance premiums are added automatically to your monthly rate.


More Topics

General Questions

Find out all about how we work, data protection, security and how to register with LEND.

Investors

Find out everything about investing with LEND, how your investments are secured and what fees apply.