After just a few clicks, you will receive a non-binding offer for your loan request. LEND then reviews your specific situation and adjusts the credit amount or interest rate based accordingly. In order to do this we require the following information and/or documents.
For personal loans:
Your personal details
A copy of your passport, your ID or your foreign national identification card ("Ausländerausweis")
Salary statements for the last three months
A copy of your status in the Debt Enforcement register ("Betreibungsregisterauszug")
Your personal credit report from ZEK (Central Office for Credit Information)
For SME loans:
Commercial registration of the company and copy of the owner's passport, ID or foreign national identification card ("Ausländerausweis")
Financial statements of at least two years and most recent AHV and VAT bills
A copy of the company's Debt Enforcement register, not older than one month
Once we have verified all your documents, we will publish your loan project on our website for funding by our investors. You will also receive a loan contract that you should sign and return together with a certified copy of your passport/ID/foreign national card ("Ausländerausweis") to us. We will then pay out your loan to your bank account. If you have a running loan at another bank, we will pay directly to that bank and transfer the remaining amount to you.