Better rates for everyone

Fair loans for borrowers. Good returns for investors

Swiss loans for SMEs

LEND's SME loans offer small and medium-sized enterprises an uncomplicated and flexible financing alternative to traditional bank loans - at attractive conditions

Fast & Flexible

Get an individual loan adapted to your situation. No matter if SME or self-employed

Low Interest Rates

Benefit from attractive interest rates from 3.5% thanks to crowdlending - without a bank

Simple & Comfortable

Use our modern platform and always keep the overview with our clear dashboard

Personal Advice

Our advice is as individual as your credit requirements. Feel free to contact us at any time - we are here for you

It's that simple

Credit Request

Fill in your data in 3 steps and send us the necessary documents

Review & Financing

We will check your documents within 48 hours. If you are successful, we will place your request for financing on our platform

Payout

After a successful financing and signing of the necessary contracts we transfer the amount to your account

Your individual offer - ask now without commitment

Apply for a loan

Clear Advantages

LEND arranges loans in a straightforward and efficient way. LEND only acts as an intermediary between lenders and borrowers, no own capital is deployed. Hence our costs are substantially lower than those of a bank and we pass the savings right back to our customers in the form of lower interest rates

Thanks to the LEND Dashboard our customers have full transparency of their loan and maintain maximum control of their financial situation

Tailored Credit Solution

You want to invest in the growth of your company, renew your machinery or finance operating resources? Then a SME loan via LEND is the right choice

Together we will find the financing solution tailored to your requirements

Eligibility Criteria

Swiss or Liechtenstein companies with a majority of assets in Switzerland, annual revenues of more than CHF 100,000, at least two audited annual financial statements and no outstanding debts can apply for SME loans from LEND

The interest offered and the amount of the loan depend on the credit check and the selected loan term and can only be determined after a complete check

Transparent Fees

Applying for a loan with LEND is free of charge. You only pay an origination fee if your loan is financed through our platform. The origination fee will be based on your creditworthiness score and will range from 0.70% to 1.3% (annually) of the total loan amount. This fee is charged for the entire period of the loan and is deducted from the initial loan payout

For example, a loan of CHF 20’000 for 36 months with an A+ score has an annual fee of CHF 140 which amounts to a total fee of CHF 420. So the borrower will receive a loan payout of CHF 19’580. Thanks to these moderate fees, our interest rates are very competitive