A better interest rate for your loan

… or CHF 250.– for you!

CHF 10’000
12 Months
Insurance (What is it?)
Interestfrom 4.50%to 10.95%

Monthly Rate881904

The effective interest rate is between 4.50% and 10.95% and is dependent on your credit score and selected loan term. The repayment period is a minimum of 12 months and a maximum of 84 months. For a loan of CHF 10’000 and 12 months the interest cost and fees range between CHF 175.82 and CHF 439.17. The total sum is thus between CHF 10’175.82 and CHF 10’439.17. The grant of a loan is prohibited if it leads to the over-indebtedness of the consumer (Art. 3 UWG).

Test us!

We'll make you a refinancing offer with a better interest rate – if we don't succeed, we'll pay you CHF 250.–

So far, we have been able to offer a lower interest rate on over 90% of the loans submitted! Is your interest rate too high? Find out and submit a refinancing request.

These conditions must be met:

  • You have a running consumer loan with a Swiss bank?

  • You paid the last 12 instalments on time?

  • Nothing has changed in your household situation since you took out the loan?

What do I have to do?

  1. Upload your old credit agreement and your proof of payment to lend.ch and we will offer you a better interest rate.

  2. If we cannot offer you a better interest rate, we will pay you CHF 250.–

  3. The offer is valid from 01 November until 31 December 2022.

Refinancing with LEND is simple

1. Your current loan is too expensive

You have a personal loan with a Swiss bank and are paying too much interest.

2. You take out a cheaper loan with LEND

Loans from LEND are available from an interest rate starting at 4.5%.

3. We take care of the rest

LEND pays off your old expensive loan in full and at once. By the way: There is no penalty fee for the early repayment of the old loan (according to the Consumer Credit Act)!

4. Enjoy better conditions with LEND

Your loan – your decision. Pay off your new loan faster with the same monthly payment amount or pay less per month for the same duration.