A better interest rate for your loan

… or CHF 250.– for you!

Loan amount
CHF 5’000
Term
12 Months
Insurance (
)
Interest Rate from 3.50% to 9.80%
Insurance 17 17

Monthly Rate 440 451

The effective interest rate is between 3.50% and 9.80% and is dependent on your credit score and selected loan term. For a loan of CHF 10’000.- and 12 months the interest cost and fees range between CHF 190.60 and CHF 515.34. The total sum is thus between CHF 10’190.60 and CHF 10’515.34. The grant of a loan is prohibited if it leads to the over-indebtedness of the consumer (Art. 3 UWG).

Test us!

We'll make you a refinancing offer with a better interest rate – if we don't succeed, we'll pay you CHF 250.

These conditions must be met:

  • You have a running consumer loan with a Swiss bank?

  • You paid the last 12 instalments on time?

  • Nothing has changed in your household situation since you took out the loan?

What do I have to do?

  1. Upload your old credit agreement and your proof of payment to lend.ch and we will offer you a better interest rate.

  2. If we cannot offer you a better interest rate, we will pay you CHF 250.–

  3. The offer is valid until 30 June 2022.


Refinancing with LEND is simple

1. Your current loan is too expensive

You have a personal loan with a Swiss bank and are paying too much interest.

2. You take out a cheaper loan with LEND

Loans from LEND are available from an interest rate starting at 3.5%.

3. We take care of the rest

LEND pays off your old expensive loan in full and at once. By the way: There is no penalty fee for the early repayment of the old loan (according to the Consumer Credit Act)!

4. Enjoy better conditions with LEND

Your loan – your decision. Pay off your new loan faster with the same monthly payment amount or pay less per month for the same duration.