We are not a bank. Consciously.

We make finance fair for you.

The financial system is unfair. We are changing that.

How? We connect borrowers directly with investors. So what normally is retained by the bank benefits our clients.

It is important to us that one handles money carefully. This is why we take a closer look and only lend money when it makes sense to do so. And yes, that's how we let opportunities to earn money pass us by every day. Consciously. Because we are not a bank.

In 2015, we set out to shake up the credit world with technology, healthy incentives and novel structures. It was not and is not easy. But we continue because we know we are doing the right thing.

Decisions have to feel right and must not be optimised exclusively from an economic point of view. In the long run, this pays off. For everyone.

Change takes courage. We have it.

The future has started.

378 Mio.

Fair financing

5.3 Mio.

Unnecessary interest saved


BTC and other roller coasters


Customers taken from the bank

Hard data for pros

The LEND loan portfolio is analysed and evaluated by independent agencies. Make up your own mind!

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We make finance fair for you - start now!