Personal Loan
It feels good to know when your project is financed with the best possible rates in the market. Find out your rates.
Fair, transparent and low rates.
Find your personal loan.
Convincing reasons for a personal loan with LEND
Easy Experience
Simple online application - receive and select personal offers – sign loan contract and return documents – payout
Low Rates
Interest rates starting at 3.5% are possible thanks to Crowdfunding. LEND guarantees full discretion - only LEND knows your name.
Transparent Fees. No Catch.
No hidden fees, no closing fees. Full flexibility. No catch.
Personal Loan to Fit your Needs.
Personal Loans starting at CHF 5’000. Select your term between 12 and 72 Months.
How can LEND support you?
Find the loan for your personal project - customized to your needs.
Consolidate Higher Interest Loans
Transfer your high interest balances to LEND and start saving immediately. Ask for a free quote now.
Top-up an Existing Loan
Save thousands when topping-up your loan at LEND. Find out how our low rates can save you cost and time.
Credit Card Balance Transfers
Paying high interest on your credit card balances? Start saving with a balance transfer to LEND’s attractively low rates. Apply now.
Car Financing
Why Leasing a car with fixed terms, low flexibility and mandatory comprehensive insurance. Own your vehicle with a loan from LEND.
Home Improvement
Pay for your move, invest in a new kitchen, finance your second home? Find your affordable solution at LEND.
Invest in Yourself
Pay for medical expenses and improve your quality of life. It is your decision, we provide the solution.
Home Furnishing
Moving together, larger apartment, family additions? You are covered with the loan solutions from LEND.
Find your personal offer — get started right away!
Find your rateClear Advantages
LEND arranges loans in a straightforward and efficient way. LEND only acts as an intermediary between lenders and borrowers, no own capital is deployed. Hence our costs are substantially lower than those of a bank and we pass the savings right back to our customers in the form of lower interest rates.
Thanks to the LEND Dashboard our customers have full transparency of their loan and maintain maximum control of their financial situation.
Full Confidentiality
LEND combines total confidentiality for our customers with the advantage of lower rates of the crowdfunding model. LEND (Switzerlend AG) is contractual partner of both borrowers and lenders. All payments are made from LEND and to LEND.
Our customer service representatives are available for questions and thanks to the personal dashboard, customers have full control of their financial situation, in real-time.
Loan Requirements
Swiss residents with permanent employment in Switzerland may apply for a loan with LEND. Our strict underwriting process validates the creditworthiness of all applicants, pulling all relevant data from debt collection agencies and credit bureaus (ZEK/IKO). The offered interest rate and loan amounts are dependent on LEND’s underwriting as well as and the selected terms.
Transparent Fees
Applying for a loan with LEND is free of charge. You only pay an origination fee if your loan is financed through our platform. The origination fee for our services amounts between 0.55 and 1% (annually) of the total loan amount. This fee is charged for the entire period of the loan and is deducted from the initial loan payout. For example, a loan of CHF 10’000 for 36 months and score B has an annual fee of CHF 80 for 36 months which amounts to a total fee of CHF 240. So the borrower will receive a loan payout of CHF 9’760. The origination fees is part of the effective interest rate. Thanks to these moderate fees, our interest rates are very competitive.
